All-in-one, AI-Native
Loan Management Platform
UK specialist lenders use LAMS AI to scale their lending volumes and minimize costs.
LAMS AI by Vector Finsoft
LAMS AI is the UK's only end-to-end AI-native platform to manage all aspects of a mortgage lender.
Loans
Originate, monitor, and redeem loans seamlessly with LAMS AI.
Contacts
Manage and coordinate on tasks with custom contacts (e.g. borrowers, investors, brokers, solicitors).
Accounts
Track invoices, payments, and expenses in one place with LAMS AI.
Trusted by top UK Specialist Lenders
“LAMS AI is essential for running our second-charge development lending business. From onboarding new clients and investors to running monthly statements and analysing various aspects of the loan portfolio the software makes those processes simple, intuitive, and straightforward.”

Chris Hector
Director, Davon
Exceptional AI Underwriter
Streamline complex underwriting with your personal AI Underwriter. LAMS AI connects to any data source or communication channel to produce quality risk assessments and credit reports.
Powerful Loan Management
Manage every stage of a loan in one connected platform - from instant interest accrual calculations and repayment schedules to drawdowns, fees, arrears, extensions and redemption statements, with Open Banking bank feeds that match repayments to loans automatically.
Integrated Contacts
Create custom contacts for any stakeholder—from prospects and borrowers to investors, solicitors, or brokers—and accelerate deal execution with automated tasks (e.g. ID checks, legal tracking, document chasing)
Why LAMS AI?
UK lenders spend over £150,000 every year on software required to run day-to-day operations. With separate providers for CRMs, loan management, and other AI tools, these costs can add up quickly.
Costs are only part of the problem. Multiple systems create operational friction and greatly increase the complexity of running the business.
LAMS AI brings everything a lender needs into one integrated platform, making implementation simple, reducing friction, and enabling teams to be operational from day one with minimal setup.
How LAMS AI compares to other Loan Management Software?
| LAMS AI | Others | |
|---|---|---|
All-in-one platform Are all the benefits below included in a single and affordable monthly subscription? | ||
Application-to-completion Can I manage loan enquiries, applications, underwriting, valuations, credit decisioning, offers, and legal completions? | ||
Completed loans Can I manage drawdowns, interest accruals, repayments, fees, arrears, redemptions, extensions, and loan monitoring? | ||
CMS Can I create custom contacts (e.g. prospects, brokers, investors, solicitors) and coordinate on tasks with them? | ||
AI Underwriter Can I train an AI Underwriter on my company policies so it can help with mundane tasks (e.g. creating analysis reports based on emails, credit bureau data, Land Registry)? | ||
Open Banking bank feeds Can I pull transactions straight from my bank and match them to loan repayments automatically? | ||
Sage, Xero, Quickbooks I'm already using Sage, Xero, or Quickbooks - can I connect every loan transaction directly to my accounting records? | ||
Custom integrations Can I integrate with any tool (e.g. SharePoint, Outlook, Dropbox)? | ||
KPI dashboards Can I view my portfolio performance (e.g. time-to-offer, arrears exposure) at a glance and spot bottlenecks and concentration risk promptly? |
Don't miss out.
LAMS AI can help you too.
Join numerous UK Bridging and Specialist Lenders scaling their lending volumes with LAMS AI.