Trusted by top UK Specialist Lenders

All-in-one, AI-Native
Loan Management Platform

UK specialist lenders use LAMS AI to scale their lending volumes and minimize costs.

LAMS AI by Vector Finsoft

LAMS AI is the UK's only end-to-end AI-native platform to manage all aspects of a mortgage lender.

Loans

Originate, monitor, and redeem loans seamlessly with LAMS AI.

Contacts

Manage and coordinate on tasks with custom contacts (e.g. borrowers, investors, brokers, solicitors).

Accounts

Track invoices, payments, and expenses in one place with LAMS AI.

Trusted by top UK Specialist Lenders

“LAMS AI is essential for running our second-charge development lending business. From onboarding new clients and investors to running monthly statements and analysing various aspects of the loan portfolio the software makes those processes simple, intuitive, and straightforward.”

Chris Hector

Director, Davon

Davon logo

Exceptional AI Underwriter

Streamline complex underwriting with your personal AI Underwriter. LAMS AI connects to any data source or communication channel to produce quality risk assessments and credit reports.

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Powerful Loan Management

Manage every stage of a loan in one connected platform - from instant interest accrual calculations and repayment schedules to drawdowns, fees, arrears, extensions and redemption statements, with Open Banking bank feeds that match repayments to loans automatically.

Redemption Statement1st legal charge over 65 Broad St1Capital Advance£ 850,000.002Arrangement fee (2.00%)£ 17,000.003Monthly Interest Accrued£ 7,084.004Monthly Interest Received£ 7,084.005Interest outstanding to redemption date£ 12,750.006Capital Repayment£ 850,000.007Redemption Fee£ 800.008Exit administration charge£ 295.001Capital Advance£ 850,000.002Arrangement fee (2.00%)£ 17,000.003Monthly Interest Accrued£ 7,084.004Monthly Interest Received£ 7,084.005Interest outstanding to redemption date£ 12,750.006Capital Repayment£ 850,000.007Redemption Fee£ 800.008Exit administration charge£ 295.00Calculating accrued interestReconciling interest receivedChecking redemption dateApplying redemption fees

Integrated Contacts

Create custom contacts for any stakeholder—from prospects and borrowers to investors, solicitors, or brokers—and accelerate deal execution with automated tasks (e.g. ID checks, legal tracking, document chasing)

BorrowersSRSarah Reynolds78 Poemsworth Rd, EC4 3RTCompletedNew enquiry received.Assessing credit risks and running checks.Credit report approved.Drafting DIP.DIP signed and returned.Instructing valuation and solicitors.Legal and valuation conditions satisfied.Issuing Facility Letter.DEAL STAGELeadLeadLeadProspectProspectProspectDIP/AIPDIP/AIPDIP/AIPCompletionCompletionCompletion

Why LAMS AI?

UK lenders spend over £150,000 every year on software required to run day-to-day operations. With separate providers for CRMs, loan management, and other AI tools, these costs can add up quickly.

Costs are only part of the problem. Multiple systems create operational friction and greatly increase the complexity of running the business.

LAMS AI brings everything a lender needs into one integrated platform, making implementation simple, reducing friction, and enabling teams to be operational from day one with minimal setup.

How LAMS AI compares to other Loan Management Software?

LAMS AIOthers

All-in-one platform

Are all the benefits below included in a single and affordable monthly subscription?

Application-to-completion

Can I manage loan enquiries, applications, underwriting, valuations, credit decisioning, offers, and legal completions?

Completed loans

Can I manage drawdowns, interest accruals, repayments, fees, arrears, redemptions, extensions, and loan monitoring?

CMS

Can I create custom contacts (e.g. prospects, brokers, investors, solicitors) and coordinate on tasks with them?

AI Underwriter

Can I train an AI Underwriter on my company policies so it can help with mundane tasks (e.g. creating analysis reports based on emails, credit bureau data, Land Registry)?

Open Banking bank feeds

Can I pull transactions straight from my bank and match them to loan repayments automatically?

Sage, Xero, Quickbooks

I'm already using Sage, Xero, or Quickbooks - can I connect every loan transaction directly to my accounting records?

Custom integrations

Can I integrate with any tool (e.g. SharePoint, Outlook, Dropbox)?

KPI dashboards

Can I view my portfolio performance (e.g. time-to-offer, arrears exposure) at a glance and spot bottlenecks and concentration risk promptly?

Don't miss out.
LAMS AI can help you too.

Join numerous UK Bridging and Specialist Lenders scaling their lending volumes with LAMS AI.